v0.18.0 Slice 2: migrate send paths to build_envelope + POST unsubscribe

Five send sites now construct their envelopes through
`email_envelope.build_envelope` instead of building `EmailMessage`
ad hoc:

  * `email_otc.py` — OTC mail (no List-Unsubscribe per the
    proposal's tradeoff: the recipient explicitly requested the
    code, so a list semantic would be wrong).
  * `email_invite.py` — admin/per-RFC invite mail (mailto:-only
    List-Unsubscribe — the invitee isn't a user yet, so no
    per-user opt-out URL exists).
  * `email._deliver` — watcher notifications (full one-click
    unsubscribe: mailto + signed URL + List-Unsubscribe-Post per
    RFC 8058, required by Gmail/Yahoo).
  * `email._send_bundle` — the "while you were away" bundle,
    one-click to the new `all` synthetic category (which lands
    `email_opt_out_all = 1` because the bundle spans multiple
    per-category flags).
  * `digest.py` — same as the bundle: bulk-adjacent, one-click to
    `all`.

`api_notifications.py` gains the POST `/api/email/unsubscribe`
endpoint (the matching receiver for `List-Unsubscribe-Post:
List-Unsubscribe=One-Click`) and accepts the `all` category in
both GET and POST handlers.

`EmailConfig` adds `unsubscribe_mailto` (env: `EMAIL_UNSUBSCRIBE_MAILTO`,
default = `EMAIL_FROM`) so deployments can route unsubscribe
courtesy mail to a humans-monitored mailbox distinct from the
no-reply sender.

The `_SENT` test buffer now also carries `envelope["message"]`
(the `EmailMessage` itself) so new tests can assert on headers
directly. Legacy `to`/`from`/`subject`/`body` keys remain for
backward compatibility.

10 new integration tests across test_otc_vertical /
test_admin_create_user_invite_vertical / test_notifications_vertical
covering: OTC has no List-Unsubscribe; invite has mailto: only;
notification has full one-click; POST one-click flips the
category; `all` category sets global opt-out via both GET and
POST.

Full suite: 277 passed.

backend/app/email_invite.py

@@ -31,10 +31,10 @@ from __future__ import annotations
 
 import logging
 import smtplib
-from email.message import EmailMessage
 from email.utils import formataddr
 
 from .email import EmailConfig, _SENT
+from .email_envelope import build_envelope
 
 log = logging.getLogger(__name__)
 
@@ -59,12 +59,29 @@ def send_invite_email(
     cfg = EmailConfig.from_env()
     subject = _subject(inviter_display, cfg)
     body = _body(claim_url, inviter_display, inviter_email, custom_message, cfg)
+    # v0.18.0: invite mail carries a `List-Unsubscribe: <mailto:…>`
+    # only (no signed URL) — the invitee isn't a user yet, so there
+    # is no per-user opt-out row to flip. The operator handles
+    # ad-hoc opt-outs from the mailto: target. Per the proposal's
+    # "Tradeoff discussion": the invite was unsolicited from the
+    # recipient's perspective, so the courtesy header is right;
+    # but it can't be a one-click URL because the row doesn't
+    # exist yet.
+    msg = build_envelope(
+        to_address=to_address,
+        from_address=cfg.from_address,
+        from_name=cfg.from_name,
+        subject=subject,
+        body_plain=body,
+        unsubscribe_mailto=cfg.unsubscribe_mailto,
+    )
     envelope = {
         "to": to_address,
         "from": formataddr((cfg.from_name, cfg.from_address)),
         "subject": subject,
         "body": body,
         "kind": "invite",
+        "message": msg,
     }
     _SENT.append(envelope)
 
@@ -79,11 +96,6 @@ def send_invite_email(
         return True
 
     try:
-        msg = EmailMessage()
-        msg["From"] = envelope["from"]
-        msg["To"] = to_address
-        msg["Subject"] = subject
-        msg.set_content(body)
         smtp = smtplib.SMTP(cfg.smtp_host, cfg.smtp_port, timeout=30)
         try:
             if cfg.smtp_starttls: