Release v0.27.0: security hardening (audit 0026)

Remediates the rfc-app application + deploy-config findings from the
Session 0026 security audit. Cut as the "v0.25.0-security-hardening"
branch (from v0.24.0); reversioned to 0.27.0 on rebase onto main since
v0.26.0 (#28) shipped while this was in flight.

- C1 (Critical): single sanitizeHtml.js chokepoint (DOMPurify) for every
  marked→innerHTML / dangerouslySetInnerHTML sink (MarkdownPreview,
  ProposalView x2, Editor); rel=noopener hook on target=_blank links.
- H1: per-account OTC-verify lockout (migration 023, auto-applied) +
  per-IP throttle via new ratelimit.py; wired on otc verify/request +
  passcode check/verify.
- M1: device_trust.lookup() single indexed-row read — cookie value is now
  "<row_id>.<raw_token>"; bcrypt-checks one row, not a global table scan.
  (Behavior change: existing device-trust cookies re-prompt once.)
- M2: HTTP security headers (CSP/HSTS/XFO/XCTO/Referrer-Policy) at nginx.
- M4: session cookie Secure-by-default (SESSION_COOKIE_SECURE opt-out).
- M5: bounce webhook fails CLOSED (503) when secret unset, instead of open;
  RFC_APP_INSECURE_BOUNCE_WEBHOOK=1 dev opt-in.
- L2/L3: per-IP cooldown + check-endpoint throttle.
- L4: systemd sandbox knobs. L8/I1: nginx server_tokens off + TLS1.0/1.1 out.

VERSION + frontend/package.json → 0.27.0; CHANGELOG documents the upgrade
steps (incl. the out-of-band nginx + systemd apply, which the flotilla
deploy gesture does not perform).

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

backend/tests/conftest.py

@@ -0,0 +1,19 @@
+"""Shared pytest fixtures for the backend suite.
+
+Added in v0.27.0 (security audit 0026) alongside the new per-IP rate
+limiter. The limiters in `app.ratelimit` are process-global singletons,
+so their state survives across tests within a run; without a reset, the
+accumulated requests from earlier tests exhaust the budget and later
+tests see spurious 429s. This autouse fixture gives every test a clean
+limiter window.
+"""
+import pytest
+
+from app import ratelimit
+
+
+@pytest.fixture(autouse=True)
+def _reset_rate_limiters():
+    ratelimit._reset_all_for_tests()
+    yield
+    ratelimit._reset_all_for_tests()